What's in it for you?
40-50% CBR Decrease
Stay within CB thresholds,
established by Visa
Decrease CB Fees
Optimize excessive CB fees,
levied by your acquirer
Simplify your business structure
and build long-term partnerships
Grow your processing volumes
without technical limitations
AlertHit is enrolled in VMPI as an authorized third-party facilitator
AlertHit covers TOP-20 US issuers and coverage is growing
This accounts for 95%+ US online shoppers with Visa cards
Includes Fraud from EMV Liability Shift Counterfeit, EMV Liability Shift Non-Counterfeit, Card Present, Card Absent and the Visa Chargeback Monitoring Program
Includes processing-related disputes for Late Presentment, Incorrect Transaction Code, Incorrect Currency, Incorrect Account Number, Duplicate Processing, Paid by Other Means, and Invalid Data
Includes Consumer Disputes for Merchandise / Services Not Received, Cancelled Recurring, Not as Described or Defective Merchandise / Services, Counterfeit Merchandise, Misrepresentation, Credit Not Processed, Cancelled Merchandise / Services, Original Credit Transaction Not Accepted, Non-Receipt of Cash or Load Transaction Value
Although this dispute category is retired with VCR (April 2018), these transactions are where the cardholder cannot identify either the merchant, the purchase, or both. If unknown, you can estimate 10-25% of your fraud volume
Includes authorization-related disputes for Card Recovery Bulletin, Declined Authorization, and No Authorization
How does it work?
Using our direct connection to VISA and issuing banks, we assist merchants on the very first stages of the dispute-resolution process. AlertHit allows merchants selling online to prevent chargebacks and disputes without investing significant time into analysis of transactions. By its essence, AlertHit and VMPI connect issuers and merchants with the combined goal of reducing disputes that aren't really disputes.
Integrate AlertHit API
Provide Card Acceptor IDs and Visa Acquirers' BINs - these should be obtained from your acquiring partner or ISO
Complete UAT and Go Live
We'll check everything to make sure the integration is done properly. We work 24/7 to ensure smooth and fast launch
Start receiving dispute alerts before those are initiated and build up your refund process to prevent chargebacks
Our proprietary APIs will help you to integrate smoothly and scale your business faster, while direct connection to Visa and Visa Merchant Purchase Inquiry (VMPI) will provide you the ability respond to cardholder inquiries around unrecognized transactions and other potential disputes by providing relevant supplemental merchant information.
We will also provide you with 50 free alerts so you could test our service and confirm its value for your online business